When it comes to life insurance, there are a lot of different riders that you can add to your policy. But what are they, and what do they mean to you? This post will break down some common riders and explain what they cover. Read on to learn more.

1. Accelerated Death Benefit Rider

Some people refer to it as a "living benefit." It’s a rider that allows you to use some death benefits before your passing. This can be useful if you or your loved one is suffering from a terminal illness and needs access to medical funds right away.

2. Guaranteed Insurability Rider

If you want to increase your life insurance coverage at some point in the future, this rider ensures that you will be able to do so without having to undergo a medical exam.

3. Waiver of Premium Rider

If you become disabled and cannot work, this rider will waive your life insurance premiums. This can be a valuable benefit if you’re worried about losing your ability to pay for life insurance while you’re unable to work.

4. Accidental Death Benefit Rider

This rider provides additional benefits if you pass away due to an accident. It can be a good option if you want extra protection against accidents and other unexpected events.

Get Life Insurance in Commerce, GA 

As you can see, there are many different life insurance riders that you can add to your policy. Which ones are right for you will depend on your individual needs and circumstances. If you’re unsure which riders you need, North Georgia Insurance Center can help. We’ll work with you to understand your needs and find the right coverage. Give us a call today.