Motorcycle Insurance in Georgia

Just about everyone knows that if they drive a car in Georgia they need car insurance, but few people who have motorcycles know what is required of them when it comes to getting covered. Motorcycle insurance is one of the best ways to make sure that you, your loved ones, and your bike are covered in the event of an accident of other disaster.

Much like auto insurance, motorcycle insurance comes in several different categories. The minimum required coverage will simply protect the other driver in the event that you are found to be at fault in an accident. This type of coverage is required, but it offers virtually no protection to you or your motorcycle.

To make up this gap, many motorcycle owners choose to buy collision coverage. This type of insurance is able to pay out to repair or replace your bike in the event of an accident in which you are found to be at fault. Collision insurance can also offer coverage to pay for your medical bills and other expenses related to the accident.

Collision insurance does not cover accidental or criminal damage to your motorcycle, however. In the event that your bike is damaged by a natural disaster, vandalism, or some other event outside of a traffic accident, only a comprehensive motorcycle insurance policy will cover the costs to repair or replace the motorcycle.

For many motorcycle owners, their bike represents a significant investment. Unfortunately, that money is gone as soon as a storm or sudden accident destroys a motorcycle. If you ride a motorcycle, then you need to make sure you have coverage to prevent the loss of one of your most prized possessions.

If you're thinking about buying a motorcycle insurance policy, call the independent insurance agents at North Georgia Insurance Center. Our Commerce, GA motorcycle insurance agents have years of experience finding the perfect policy for their clients throughout Georgia.