If you’re like the millions of people with auto insurance, buying insurance can be a challenge. It can be confusing, time-consuming, and frustrating, but getting the right coverage at the right price doesn’t have to be that way. Below are some frequently asked questions about auto insurance answered by North Georgia Insurance Center. 

What is auto insurance?

Auto insurance is a contract between you and an insurance company. You pay the company money, and the company agrees to give you coverage for your car or truck and any passengers in it if you’re involved in an accident.

What types of auto insurance are there?

There are many different types of auto insurance to choose from. Some of the most common include

• Liability– Damages you cause to other people and their property when driving your car or truck. If you’re at fault in an accident, this insurance will help pay for your legal expenses and other damages.
• Collision– Coverage to repair or replace your vehicle if it gets damaged in a collision with another car or object.
• Comprehensive– This pays to repair or replace your vehicle after being stolen or damaged in any other way.
• Medical payments- This type of insurance covers medical expenses for you, your passengers, and pedestrians injured in an accident.

What factors affect auto insurance rates in Commerce, GA? 

The type of auto insurance coverage you choose, the number of miles you drive, your age and gender, and your location can all affect your insurance rates.

The North Georgia Insurance Center can answer your questions about auto insurance and help you find a policy that fits your needs. Contact us today for an estimate or to ask more questions for clarification.