What Are Your Health Insurance Options If You Miss Open Enrollment?

Posted on by agentinsure

Understanding the Importance of Health Insurance in Commerce, GA

Today’s healthcare costs make it necessary for you to buy health insurance to cover parts of the cost. If you can’t get insurance through your employer, you will need to purchase insurance independently. If you live in the Commerce, GA area and want information about health insurance, our agents at the North Georgia Insurance Center are ready to discuss your insurance options. We’ve been providing insurance for clients in your area since 1981.

What to Do If You Miss the Open Enrollment Period

According to Georgia Access, open enrollment for healthcare insurance in Georgia began on November 1, 2024. In Georgia, the last day to buy a healthcare policy, beginning in January 2025 will be December 16, 2024. Once that open enrollment period has ended, you can typically get insurance only through a qualifying event. According to Forbes Advisor, loss of healthcare coverage or a family change such as marriage, divorce, or childbirth are examples of qualifying events.

If you want health insurance after enrollment without a qualifying event, you will be interested in learning that Native Americans and citizens of Alaska can purchase health insurance all year round. People who qualify for reforcaid or CHIP benefits can also apply for year-round insurance. According to Health Insurance.org, clients in some states who are members of the Farm Bureau and can pass a medical underwriting qualification can purchase a Farm Bureau Plan to cover their expenses. Other clients have enrolled in faith-based cost-sharing plans where plan members share each other’s healthcare costs.

Contact Us Today for Your Appointment

If you need a health insurance policy at any time of the year, our agents at North Georgia Insurance Center welcome the opportunity to discuss available options. Residents of Commerce, GA, can feel confident in trusting our team with their insurance needs. Call us for an appointment today, and let’s discuss your healthcare insurance options.